Tokio Marine Insurans (Malaysia) Berhad

Complete Protection.
Wherever Life
Takes You.

PremierUltra PA gives you and your family comprehensive personal accident coverage — accidental death, disability, medical expenses, and more — from as low as RM0.30 per day.

8
Plan options
80
Max renewal age
24h
Worldwide cover
How it works

Four steps to covered.

01

Compare Plans

Browse the coverage table and find the plan that fits your needs and budget.

02

Get Your Premium

Use the calculator to see your exact annual premium including RM10 Stamp Duty.

03

Submit Application

Fill in your details across 4 steps. Under 3 minutes.

04

Make Payment

Pay via DuitNow QR, TNG, bank transfer, or Billplz and share your receipt.

Coverage

Compare Plans

All amounts in MYR. Individual limits shown. Premiums subject to RM10 Stamp Duty.

← Swipe to compare →

Benefit Entry Plan 3
RM254/yr
Individual · Class 1&2 Select
Most Popular Plan 5
RM450/yr
Individual · Class 1&2 Select
Best Value Plan 6
RM697/yr
Individual · Class 1&2 Select
Premium Plan 8
RM1,260/yr
Individual · Class 1&2 Select
Accidental Death150,000300,000500,0001,000,000
Permanent Disablement150,000300,000500,0001,000,000
Renewal Bonus (max 120%, no-claim)up to 180Kup to 360Kup to 600Kup to 1.2M
Double Indemnity (public transport)300,000600,0001,000,0002,000,000
Medical Expenses6,0008,0009,00010,000
Daily Hospital Cash (up to 180 days)RM75/dayRM100/dayRM175/dayRM225/day
Bereavement (Dengue, Malaria, Zika, Covid-19)15,00030,00050,000100,000
Personal Liability225,000450,000750,0001,500,000
Optional Add-on — Weekly Benefit (Class 1 & 2 only)
Income Replacement (per week, if unable to work)RM100RM150RM250RM500

All amounts in RM · Individual limits shown · Class 3 occupations eligible for Plans 1–5 only · Additional benefits apply across all plans — refer to policy document.

Extended Protection

Beyond standard accidents.

Coverage extended to include (not limited to):

Terrorism
Flood, earthquake, typhoon & lightning
Strike, riot & civil commotion
Snake, insect & animal bites
Hijacking (air, sea, public conveyance)
Motor-cycling (rider & pillion)
Accidental drowning & suffocation
Food & drinks poisoning
Unprovoked murder or assault
Amateur sports activities
Disappearance & exposure to elements
Cashless hospital admission
Pricing

Premium Calculator.

Select your options. See the exact annual premium instantly.

Plan
Coverage Type
Occupation Class
Weekly Benefit (Optional)
Class 3 occupations are eligible for Plans 1–5 only. Weekly Benefits not available for Class 3.
Annual Premium
Plan 3 · Individual · Class 1&2
RM264.00
≈ RM0.72 per day
Base RM254 + RM10 Stamp Duty
Apply for This Plan
Application

Apply Online.

Four steps. Under 3 minutes. Henry processes same day.

1
Personal
Details
2
Plan
Selection
3
Beneficiary
Details
4
Confirm
& Pay
Tell us about yourself.
All fields required unless marked optional.
DOB & gender auto-fill on 12 digits
Please fill in all required fields before continuing.

Application Submitted.

Thank you, . Your application for has been received. Henry will confirm your cover within 1 business day.

If you haven't paid yet:
  1. Complete payment using the details above.
  2. Save your receipt (screenshot or PDF).
  3. Send the receipt to Henry via WhatsApp below.
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